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If there's any time to treat your loved one to a beautiful and long-lasting piece of fine jewelry, it's the holidays. True fine jewelry made with materials like pure or 14-karat gold (not just gold vermeil, which is gold plated over sterling silver) costs a lot precisely because of its material composition and careful craftsmanship, so it's wise to budget accordingly.
Don't stress too much, though. You don't have to spend more than $500 for a durable and pretty bracelet, necklace, pair of earrings, or ring this holiday season. She'll want to wear any of the following pieces every day of the new year.
These 19 thoughtfully designed pieces of fine jewelry are sure to impress her — and they all cost $500 or less.
Looking for more gift ideas? Check out all of Insider Picks' holiday gift guides for 2018 here.
Mini Gold Letter Charm Pendant
Mini Gold Letter Charm Pendant, $300, available at AUrate
Available in 18k rose, white, and yellow gold
You can't go wrong with a subtle personal letter charm necklace. It's wearable at two lengths — collarbone and chest.
Mini Lotus Bracelet
Mini Lotus Bracelet, $169, available at Mejuri
She'll be rewarded with dazzling beauty every time the tiny sapphires on this bracelet catch the light.
Charming Hoops
Charming Hoops, $275, available at Ariel Gordon
These playful hoops, also available in star, heart, smiley face, and rainbow styles, really live up to their name.
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